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Osusu / Susu / Ajo • Transparent ledger + automated round robin

Build trusted savings circles — rotating payouts, organized.

OSUSU helps communities save together. Create groups, invite members, collect contributions, rotate payouts automatically, and keep a clear, transparent ledger everyone can trust.

✓ Groups + invites + member roles
✓ Automated rounds + payout rotation
✓ Ledger transparency + audit trail (demo)

Current round

Round 1

Payout: —
Expected pot $0.00
0% 0/0 paid

Frequency

Weekly

Contribution

$0.00

Members

0

Invite friends • Earn $2 each
Referral reward $2 per signup • Track in dashboard

Demo-only: everything is stored in your browser (localStorage). Backend + payments come later.

Built for trust — groups, transparent ledger, rotating payouts, reminders, referrals.

Secure Auth Groups Rounds Ledger Referrals

Everything an Osusu needs

All the mechanics: members, contributions, rotating payouts, transparency, and accountability.

👥

Groups + Roles

Create groups, invite members, assign Admin / Member roles, and manage membership.

🔁

Rounds + Rotation

Automatic round creation, payout order, and rotation until everyone receives once.

🧾

Transparent Ledger

See who paid, who is late, and who received payout — all in one public group ledger.

⏰

Reminders

Contribution reminders + payout notifications (demo UI; backend-ready).

🛡️

Rules + Penalties

Late policy, cutoff times, and admin approvals (demo rules included).

💸

Referrals

Invite friends with referral ID/link and earn rewards ($2 per signup demo).

How it works

A rotating savings cycle — organized and transparent.

Step 01

Create a group

Set contribution amount, frequency, start date, and payout order rules.

Step 02

Invite members

Share a group code/link. Members join and appear on the payout order list.

Step 03

Contribute + rotate payout

Each round collects contributions and pays one member. Ledger stays visible.

Groups dashboard

Create a group, join with code, manage members, track rounds, contributions, and payout rotation. Front-end only demo.

Storage: localStorage • Replace with real backend later

Signed in as

Guest

Demo auth only

My groups

0

Created or joined

Next due

—

Selected group

My next payout

—

Selected group

Create a group

Admin

For Osusu groups created by you. Pro auto-groups are fixed at 10 in this demo.

Rounds auto-advance by this frequency (demo uses dates only).

Backend note: Store group rules, member list, payout order, and round schedule server-side with audit logs.

Join a group

Member

Admin shares code. Joining adds you to payout order (demo).

Pro: Auto-group of 10 (demo)

Paid feature concept

If you don’t have a group, Pro will automatically place you into a group of 10. When that group is full, a new group is created for new members.

Queue status —
Pool groups are created automatically in the backend in production.

Select group

For dashboard view

Production tip: use OTP phone verification + approval workflow if your groups require stronger trust.

Group panel

Select a group to view details.

Role: — Code: — Round: — Due: — Plan: —

Members & payout order

Admin controls order
# Member Role Next payout

Demo only: adds a “virtual member”. Production uses invites + registration.

Round contributions

0/0 paid
Member Status Amount Action

Round payout

Recipient

—

Expected pot

—

Collected (demo)

—

In production: hook payments (Stripe/ACH/Zelle proof) + late rules + admin approvals + audit logs.

Ledger transparency

Every closed round appears here: due date, payout recipient, expected pot, collected amount, and completion status.

Round Due date Payout to Expected Collected Status

Production note: ledger should be immutable, with an audit log whenever payout order or statuses are changed.

Referrals & Affiliate Rewards

Invite friends and earn $2 for every new signup using your referral link or ID.

*Rewards should be verified server-side (anti-fraud) before payout.

Referral link (preview)

UI demo. Real app generates a unique referral ID on signup and stores it on the user account.

Share via Email Share via SMS Share via WhatsApp

Backend note: referral tracking should be tied to new user creation, verified by email/phone, and paid only after checks.

Simple pricing

Starter is free and includes everything in Pro for users who already have (or will create) a group. Pro is paid for users who want OSUSU to automatically place them into a rotating group of 10.

*Example pricing — edit freely

Starter

Free

Full-feature access for users who want to create or join normal groups by code/link.

✓ Create + join groups
✓ Contribution tracking
✓ Payout rotation
✓ Transparent ledger
✓ SMS/email reminders (concept)
✓ Late fees + penalties (concept)
✓ Admin approvals + audit logs (concept)
✓ Export PDF/CSV + API access (concept)
✓ Referral ID + link
Start free

Note: In this single-file demo, “concept” features are UI/notes only. Real implementation requires backend.

Pro (Auto-group)

$9.99/mo

Best for individuals without a group. We automatically place you into a group of 10. When it fills up, it becomes a complete group and a new group is created for the next members.

✓ Everything in Starter (free plan)
✓ Auto-match into group of 10
✓ Auto-create new group when full
✓ Balanced payout order (as joined; can be randomized in backend)
✓ Queue visibility (demo)
Join Pro auto-group (demo)

Disclaimer: OSUSU is a tracking tool. Payments + verification require licensed processors and a backend.

FAQ

Quick answers to common questions.

Do you hold the money?

This demo is record-keeping only. In production, you can add member-to-member payments or integrate processors carefully.

What’s the difference between Starter and Pro now?

Starter is free and includes full features for normal groups. Pro is paid for people who want OSUSU to automatically place them into a group of 10.

Can admin change payout order?

Yes — but changes should be logged. In production, lock order after cycle starts or require member approval.

Is this production-ready?

No — it’s a single-file UI + demo logic. You’ll need backend APIs, database, and real authentication to launch.

Sign in / Register (Demo)

Local demo auth (stored in your browser).

Production note: replace with real auth (OTP/JWT) + secure server storage. This is UI-only demo.